Discover/banks.data.fdic.gov API
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banks.data.fdic.gov APIbanks.data.fdic.gov

Access FDIC-insured institution data: financials, branch locations, bank failures, mergers, and deposit summaries via 11 structured endpoints.

Endpoints
11
Updated
10d ago
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FDIC certificate number of the acquiring bank (e.g., '3510' for Bank of America)
Filter for acquisitions occurring on or after this date (YYYY-MM-DD)
api.parse.bot/scraper/f26dbfee-aeb0-415b-8a4e-2b9b66af2d24/<endpoint>
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curl -X GET 'https://api.parse.bot/scraper/f26dbfee-aeb0-415b-8a4e-2b9b66af2d24/get_bank_acquisitions?cert=3510&start_date=2020-01-01' \
  -H 'X-API-Key: $PARSE_API_KEY'
All endpoints · 11 totalclick to expand

Retrieve the list of all banks acquired by a specified bank. Filters by the acquiring bank's certificate number (CERT) and optionally by date range. Returns an array of acquisitions including bank name, date, city, and state. Returns an empty array with total 0 when no acquisitions match the criteria.

Input
ParamTypeDescription
certrequiredstringFDIC certificate number of the acquiring bank (e.g., '3510' for Bank of America)
start_datestringFilter for acquisitions occurring on or after this date (YYYY-MM-DD)
Response
{
  "type": "object",
  "fields": {
    "total": "integer total count of matching acquisitions",
    "acquisitions": "array of acquisition records with bank_name, date_of_acquisition, bank_id, city_name, state_name, surviving_bank_name, changecode_desc"
  },
  "sample": {
    "data": {
      "total": 12,
      "acquisitions": [
        {
          "bank_id": 33318,
          "bank_name": "FIA Card Services, National Association",
          "city_name": "Wilmington",
          "state_name": "DE",
          "changecode_desc": "Merger -Without Assistance",
          "date_of_acquisition": "2014-10-01T00:00:00",
          "surviving_bank_name": "Bank of America, National Association"
        }
      ]
    },
    "status": "success"
  }
}

About the banks.data.fdic.gov API

This API exposes 11 endpoints covering FDIC-insured financial institutions, their branch locations, quarterly financials, historical structure changes, and bank failure records dating back to 1934. You can retrieve per-institution data using a FDIC certificate number (CERT), query aggregate state-level summaries, or search across all institutions with field-level filters. The get_bank_failures endpoint alone spans nearly 90 years of failure data including resolution type and estimated cost.

Institution Search and Detail

The search_institutions endpoint accepts a filters parameter using FDIC field names such as STNAME:California or CERT:3510, plus an optional free-text query string. Results include fields like NAME, CERT, CITY, STALP, ASSET, and WEBADDR. The get_institution_details endpoint returns the same comprehensive field set for a single institution identified by its CERT number. Both return a meta object with total count alongside the data array.

Financials, Deposits, and Locations

get_institution_financials returns quarterly snapshots per institution with fields including ASSET, DEP, NETINC, ROA, ROE, and REPDTE, sorted by report date descending. get_summary_of_deposits provides branch-level deposit data (fields: DEPSUM, DEPSUMBR, NAMEBR, CITYBR, STALPBR) filterable by CERT, YEAR, and state. get_institution_locations returns every branch tied to a CERT, including LATITUDE, LONGITUDE, OFFNAME, and SERVTYPE_DESC.

Historical Events and Failures

get_institution_history lists all structure change events for a CERT — mergers, name changes, branch openings and closings — as CHANGECODE, CHANGECODE_DESC, and EFFDATE fields. get_history_by_changecode lets you query across all institutions by a specific change code (e.g., 223 for Merger Without Assistance, 721 for Branch Closing), optionally scoped to a single institution. get_bank_failures covers failures from 1934 to present with FAILDATE, FAILYR, RESTYPE, SAVR, and COST fields, filterable by state (PSTALP) or year.

Acquisitions and Aggregates

get_bank_acquisitions takes a CERT and optional start_date to return all institutions acquired by that bank, with fields including bank_name, date_of_acquisition, city_name, state_name, and changecode_. get_historical_summary returns year- and state-level aggregate data (YEAR, STNAME, ASSET, DEP, NETINC, BANKS, OFFICES) for trend analysis across the industry. get_demographics exposes office counts and geographic classification fields like CBSANAME, METRO, OFFTOT, and REPDTE.

Common use cases
  • Track all mergers and acquisitions for a specific bank using CERT and CHANGECODE in get_bank_acquisitions and get_history_by_changecode
  • Build a bank failure timeline from 1934 to present with state and year filters via get_bank_failures
  • Compare quarterly ROA and ROE trends across institutions using get_institution_financials
  • Map all branch locations for a bank chain using LATITUDE and LONGITUDE fields from get_institution_locations
  • Aggregate state-level banking metrics (total assets, deposits, institution count) by year using get_historical_summary
  • Identify branch-level deposit concentrations by state and year using get_summary_of_deposits
  • Audit a bank's regulatory history including name changes and branch closings via get_institution_history
Pricing & limitsSee full pricing →
TierPriceCredits/monthRate limit
Free$0/mo1005 req/min
Hobby$30/mo1,00020 req/min
Developer$100/mo5,000250 req/min

One credit = one API call regardless of which marketplace API you call. Exceeding the rate limit returns a 429 response. Authenticate with the X-API-Key header.

Frequently asked questions
Does the FDIC offer an official public API for this data?+
Yes. The FDIC publishes the BankFind Suite API at https://banks.data.fdic.gov/docs/. It is a free, publicly documented REST API with no authentication required. This Parse API wraps that service with structured endpoints and consistent response shapes.
What does get_bank_failures return and how do I filter it?+
It returns records for every FDIC-tracked bank failure from 1934 to present. Each record includes the institution name, CERT, city, state abbreviation (PSTALP), failure date (FAILDATE), failure year (FAILYR), resolution type (RESTYPE), and estimated cost (COST). Pass a filters string like 'PSTALP:CA' or 'FAILYR:2008' to narrow results.
Does the full-text query parameter in search_institutions always return results?+
Not always. The query parameter can return empty results for certain search terms. For reliable filtering, use the filters parameter with explicit FDIC field names such as 'NAME:Chase' or 'STNAME:Texas'. Field-level filters behave more predictably than free-text queries.
Does the API expose real-time or live financial data for institutions?+
No. The financial data from get_institution_financials reflects quarterly Call Report submissions to the FDIC and is updated on a quarterly cycle, not in real time. The most recent available quarter depends on FDIC publication schedules. You can fork this API on Parse and revise it to add a freshness check or alerting endpoint against the FDIC data if near-real-time monitoring is needed.
Is there an endpoint to retrieve individual loan-level or transaction-level data for an institution?+
Not currently. The API covers institution-level financials (assets, deposits, net income, ROA, ROE), branch-level deposit summaries, and structure change events, but does not expose loan portfolios or individual transaction records. You can fork this API on Parse and revise it to add endpoints targeting other FDIC data series that include more granular portfolio breakdowns.
Page content last updated . Spec covers 11 endpoints from banks.data.fdic.gov.
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