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wise.com APIwise.com

Get live Wise.com exchange rates, transfer fees, currency conversion, and historical rate data via a structured JSON API. 7 endpoints covering all major pairs.

Endpoints
7
Updated
3mo ago
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Source currency code (e.g. USD, GBP, EUR)
Target currency code (e.g. EUR, USD, GBP)
api.parse.bot/scraper/e12755f4-6de3-4592-9b84-358de36519b2/<endpoint>
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curl -X GET 'https://api.parse.bot/scraper/e12755f4-6de3-4592-9b84-358de36519b2/get_exchange_rate?source=USD&target=EUR' \
  -H 'X-API-Key: $PARSE_API_KEY'
All endpoints · 7 totalclick to expand

Get the current mid-market exchange rate between two currencies, including 48-hour percentage change.

Input
ParamTypeDescription
sourcerequiredstringSource currency code (e.g. USD, GBP, EUR)
targetrequiredstringTarget currency code (e.g. EUR, USD, GBP)
Response
{
  "type": "object",
  "fields": {
    "timestamp": "integer — Unix timestamp in milliseconds of the rate",
    "mid_market_rate": "number — current mid-market exchange rate",
    "source_currency": "string — source currency code",
    "target_currency": "string — target currency code",
    "percentage_change_48h": "number — percentage change over last 48 hours",
    "rate_guarantee_duration": "string — description of rate guarantee duration"
  },
  "sample": {
    "data": {
      "timestamp": 1778772847039,
      "mid_market_rate": 0.856384,
      "source_currency": "USD",
      "target_currency": "EUR",
      "percentage_change_48h": 0.4709,
      "rate_guarantee_duration": "Usually 24-48 hours depending on the route"
    },
    "status": "success"
  }
}

About the wise.com API

This API exposes 7 endpoints covering Wise.com's exchange rates, transfer fees, and currency data. Use get_exchange_rate to fetch the current mid-market rate between any two currencies along with a 48-hour percentage change, or call convert_currency to get the exact recipient amount and total fee for a specific send amount. All responses return structured JSON fields ready to consume without parsing HTML.

Exchange Rates and Conversion

The get_exchange_rate endpoint takes a source and target currency code and returns the current mid-market rate (mid_market_rate), a Unix millisecond timestamp, and percentage_change_48h — useful for displaying rate movement to users. The convert_currency endpoint adds fee context: given an amount, source, and target, it returns recipient_receives, total_fee, pay_in_method, pay_out_method, and potential_savings (the estimated savings versus a traditional bank, or null if unavailable).

Transfer Fees and Pricing Options

get_transfer_fee goes deeper than a single conversion quote. For a given send amount and currency pair, it returns a pricing_options array where each object covers a distinct pay_in_method and pay_out_method combination, along with total_fee, variable_fee, fixed_fee, exchange_rate, recipient_amount, and an estimate field. This lets you compare, for example, the cost difference between paying by card versus bank transfer for the same corridor.

Currency Coverage and Historical Data

list_supported_currencies returns every currency Wise supports, each record including code, symbol, name, countryKeywords, and supportsDecimals. Use get_currency_pairs with a base code to retrieve the full list of available conversion pairs as an available_pairs array. get_currency_details returns a richer record for a single currency: currency_name, currency_symbol, description, and an exchange_rate_table array showing from_rate and to_rate against major currencies.

Historical Rates

get_exchange_rate_history accepts a period parameter (1D, 1W, 1M, 6M, 1Y, or 5Y) plus source and target codes. It returns a data_points array of timestamped rate objects, the current_rate, and a percentage_change over the selected window — enough to render a simple rate chart or build a volatility signal.

Common use cases
  • Display live mid-market rates and 48-hour movement in a currency converter widget using get_exchange_rate.
  • Compare transfer costs across pay-in and pay-out method combinations using the pricing_options array from get_transfer_fee.
  • Show users how much a recipient will receive after fees for a given send amount using convert_currency.
  • Render a historical rate chart for any currency pair over 1D to 5Y periods using get_exchange_rate_history data points.
  • Populate a currency selector dropdown with codes, names, symbols, and decimal support flags from list_supported_currencies.
  • Build a currency detail page with cross-rates to major currencies using the exchange_rate_table from get_currency_details.
  • Check which target currencies are available for a given base currency before presenting transfer options using get_currency_pairs.
Pricing & limitsSee full pricing →
TierPriceCredits/monthRate limit
Free$0/mo1005 req/min
Hobby$30/mo1,00020 req/min
Developer$100/mo5,000250 req/min

One credit = one API call regardless of which marketplace API you call. Exceeding the rate limit returns a 429 response. Authenticate with the X-API-Key header.

Frequently asked questions
Does Wise have an official developer API?+
Yes. Wise publishes an official API for businesses and platforms at https://docs.wise.com/api-docs/. It requires account registration and is oriented toward sending transfers programmatically. The Parse API covers public rate, fee, and currency data without requiring a Wise account.
What does `get_transfer_fee` return that `convert_currency` does not?+
get_transfer_fee returns a pricing_options array covering multiple pay-in and pay-out method combinations in a single call. Each entry breaks the fee into variable_fee and fixed_fee components, so you can see the cost structure for bank transfer versus card versus other methods side by side. convert_currency returns a single quote for the default method combination along with a potential_savings estimate.
How fresh is the exchange rate data?+
Each get_exchange_rate response includes a timestamp field in Unix milliseconds reflecting when the rate was recorded. Wise updates its mid-market rates continuously during market hours, but the exact refresh cadence visible through the API depends on when the underlying rate data is updated on Wise's public pages. For time-sensitive applications, re-query frequently and compare timestamp values.
Does the API expose Wise account balances, transaction history, or recipient details?+
No. The API covers public market data: exchange rates, fee estimates, currency metadata, and historical rate series. Account-level data such as balances, past transfers, and recipient records are not exposed. You can fork this API on Parse and revise it to add endpoints that pull from Wise's official authenticated API if you need account-level data.
Can I retrieve exchange rates for exotic or less common currency pairs?+
The available pairs depend on what Wise supports for a given base currency. Use get_currency_pairs with your base code to check which target currencies are available before querying rates or fees. list_supported_currencies gives the full set of currency codes Wise recognizes, though not every combination has an active transfer corridor. If a corridor you need is missing, you can fork the API on Parse and revise it to surface additional data points.
Page content last updated . Spec covers 7 endpoints from wise.com.
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